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Health Insurance

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Get coverage built to protect your health.

Health insurance, often called private medical insurance, is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment.

You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your health insurance policy has begun. You may take out health insurance as it gives you quick access to medical treatment.

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What risks does your policy cover?

It depends the Insurance package, but standard health insurance policies will typically covers

Pre-treatment out-patient consultations
Pre-treatment out-patient diagnostic tests
Pre-treatment MRI, CT and PET scans
Hospital treatment
Mental health cover
Out-patient therapies
Post-treatment diagnostic tests
Post-treatment out-patient consultations
Post-treatment scans
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          Start a fast, free auto insurance quote with FSIB. We help you find any insurance coverages that are right for you, so you’re not paying for anything you don’t want!

          Get a insurance quote – typically in 2 minutes or less. Switch to FSIB for an insurance policy from a brand you can trust.

          Facing any problem to get a quote!
          Call: +44 7754546324
          Can I get cover for my pre-existing conditions?
          Private health insurance isn’t intended to cover pre-existing conditions, though some providers will in particular circumstances. Normally this is because the insurer doesn’t believe the issue will return. However, the majority of policies will limit when claims on pre-existing conditions can be made.
          Can I switch health insurers without losing cover for known medical conditions?
          Many people with pre-existing conditions assume they can’t change provider, and feel stuck when their premiums become unnecessarily unaffordable. This isn’t actually the case. Generally speaking, if you haven’t seen a medical professional other than a GP in the last 12 months, and you have no upcoming specialist appointments or hospital stays, you should be able to switch without exclusions. In fact, some insurers may cover you even if you have an outpatient visit planned or pending.
          What is moratorium underwriting?
          A moratorium underwriting is an agreement between an insurer and a policyholder where the terms of health insurance are determined: all pre-existing conditions from the last five years are excluded for a fixed period of time. After that, the existing health condition list gets reevaluated, and the insurance policy may change.
          As my broker do you charge for your work?
          No: we explore every available option and offer free expert advice so you can change your health insurance provider with no trouble.
          What is Private Health Insurance?
          Private health insurance covers the cost of private healthcare, enabling you to get fast access to medical treatment for acute conditions. Broken bones, heart attacks and strokes are all examples of acute conditions, which have rapid onset symptoms but can typically be resolved within six months. These are different from long-term, chronic conditions like asthma and diabetes which can rarely be cured. As the private healthcare sector runs independently of the NHS, this insurance means you will be diagnosed and treated much quicker in a location of your choice. Simply pay a monthly fee and know that you will be covered for any acute conditions that develop once you activate your policy.
          Why use private health insurance?
          - Cover the cost of the private medical treatment or investigations you require for acute conditions
          - You can choose highly recommended consultants and hospitals
          - Avoid the NHS waiting lists
          - Eliminate concerns over limited NHS budgets for specialist drugs and treatments
          - Access private wards and rooms to recover in peace (in most cases)

          Still have you any problem for solutions?

          For any inquiries relating Our Health Insurance Policies feel free to speak to send us a messages or give us a call and we are sure to revert accordingly

          Head office address:

          15 Chapel Street, Woodhouse, Sheffield, South Yorkshire, S13 7JL UK

          Call for help:

          +44 7754546324

          Mail for information:

          info@firststopinsurancebrokers.com insure@firststopinsurancebrokers.com alan@firststopinsurancebrokers.com scott@firststopinsurancebrokers.com